If you bought the item with a credit card, you'll get reimbursed in the form of a credit card refund. A credit card refund happens when you return a product you purchased using a credit card and get a credit to your account.... read more ›
What protection do I have on my credit card purchases? If you buy something with your credit card and the item is faulty, broken,or never arrives, you have the right to claim the costs back through your credit card provider.... read more ›
- Try to Work it Out with the Merchant First.
- Option 1: Request a Chargeback.
- Option 2: Consider Mediation.
- Option 3: Sue in Small Claims.
- Option 4: Pursue Consumer Arbitration.
- FairShake Can Help Make Arbitrating a Breeze.
If asking the merchant for a refund didn't work, request a chargeback with your credit card issuer. Many card issuers let you dispute transactions by phone, mail or online. You may also be able to submit a dispute directly through your card issuer's mobile app.... see more ›
The chargeback process lets you ask your bank to refund a payment on your debit card when a purchase has gone wrong. You should contact the seller first, as you cannot start a chargeback claim unless you have done this. Then, if you can't resolve the issue, get in touch with your bank.... see more ›
A person or a bank has a period of 60 days to cancel a credit card payment. 2. How many days does a credit cardholder have to reverse a payment? A cardholder usually has about 40 days to reverse a payment.... see more ›
Some retailers allow you to request a cash refund if you process a return transaction with a debit card, but you will not be able to do this with a credit card.... view details ›
A business can refuse to give you a free repair, replacement or refund if: you simply changed your mind. you misused the product or service in a way that contributed to the problem. you asked for a service to be done in a certain way against the advice of the business, or were unclear about what you wanted.... view details ›
Most retail stores allow you to return things you buy within a reasonable time for a full refund, credit, or an exchange. When a store clearly displays a limited or no-refund policy, however, refunds and exchanges are not required by law.... view details ›
- Be clear with your complaint. State why you are unhappy. ...
- Also state you want a refund. The company might try to give you something else, such as store credit, if you aren't clear.
- Realize that the first person you speak to might not be able to help you.
If you're not satisfied with the merchant's response, you may be able to dispute the charge with your credit card company and have the charge reversed. This is sometimes called a chargeback. Contact your credit card company to see whether you can dispute a charge.... continue reading ›
Can I dispute a credit card charge I willingly paid for? You should never dispute a credit card charge you willingly paid for. Not only is doing so unethical, but you won't be able to keep the initial credit you receive if you don't deserve it.... read more ›
- – I feel you should, at the very least, refund the sum of €50 I paid for … (strong)
- – I insist that you refund my money at once (strong)
- – I must insist on a full refund immediately (strong)
- – I'd like a refund.
- – I want to have my money back.
Most credit cards are unsecured. Unsecured credit cards tend to come with better perks and rewards, lower fees and lower interest rates.... read more ›
PayPal: Extremely safe
When you pay by credit card through PayPal, you are only sharing your credit card information with PayPal, not with the company you are buying from. This means you could be shopping online from 100 companies but would only need to share your credit card number with one—PayPal.... view details ›
Contact your bank immediately to let them know what's happened and ask if you can get a refund. Most banks should reimburse you if you've transferred money to someone because of a scam.... continue reading ›
You don't get protection from Section 75 if you buy goods on a debit card – this is because they are not part of a credit agreement. However, you might be able to make a claim for a refund under Chargeback, which we cover in a section below.... see details ›